In order to enjoy the benefits of Health insurance coverage, you must pay
a monthly premium and annual deductible for a few years.
The main decision you have to make when choosing a
health insurance plan is whether to go for the one with higher monthly premiums
and lower annual decline or vice versa.
Health plan with a higher monthly premium will
generally be entitled to a larger lump sum payment should be struck with a
sudden illness or injury. You will also enjoy greater flexibility in terms of
visits to the doctor, taking routine tests and undergoing regular lab test all
year round. Also, you will not have to pay a lot of discharge at the beginning
of the year.
On the other hand, the health plan with lower
monthly premiums and a higher deductible insurance may be better if your monthly
income does not support very high premiums. This design is also ideal if you do
not go to the doctor a lot. Know that even if you pay a low monthly premium,
you will still get enough benefits in the event that you become ill.
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